Survey Savvy pay $3 cash for completed surveys and also earn from referring friends - $2 for survey completed by your referrals, and $1 by their referrals.

What is particularly good about this company for non US residents especially, is that you can request payment at any time (no minimum), let the cash accumulate if you wish to save on bank charges, or even make the checks payable to somebody else if you wish to make a dollar payment.

New promotion for US members: Earn up to $60 for enabling digital tracking on your internet connected devices. Installing the Savvy Connect app on your computer will keep you informed of the latest surveys and they sometimes have specific engagements and surveys for only members with SavvyConnect installed and active.

Paid Viewpoint is one of my favourite panels in that they never screen you out once you've been invited into a survey. Not only that but when surveys are sent by email you get a bonus for completing within the first 3 hours, assuming you're quick enough and the survey is still open. I earned double on my last one just for responding quickly.

Cash-out is only $15 USD through paypal or from a vast choice of international gift vouchers (over 50 in the UK alone)

Toluna Influencers (formerly Test & Vote) is slightly different from other survey sites I've come across in that you don't have to rely on getting invitations for completing surveys, but have several other ways of earning points or getting free items.

• Registration earns you 1,500 points
• Quick votes, each time you take part earns you 15 points (there are always loads of these on the site so visit regularly. They take a matter of seconds to complete.)
• Product testing, registering for each trial earns you 75 points even if you're not selected to take part
• Surveys earn you between 3,000 and 30,000 points
• Referring a friend, for each person who joins because of you, you will earn 500 points
• Subject panels - complete these to get 500 points per subject.

You can either exchange your points for gift vouchers or use them to buy tickets in the monthly lottery.

Visit Toluna Influencers to get further details and register for the UK site. Points may vary from country to country.

Currently recruiting in the following countries:

• UK
• Netherlands
• Norway
• Sweden
• Denmark
• USA
• Canada
• Australia
• New Zealand
• Singapore
• Hong Kong
• China
• Vietnam

Become a member of OpinionWorld and receive regular invitations to take part in interesting surveys and opinion polls. Each time that you take part you have the chance of winning instant prizes, entries into the monthly prize draw, and the opportunity to support charities. Cash payments are also made on many surveys with payment made individually by Paypal rather than having to reach a minimum payment.

Every time that you take part in a survey some money is set aside for a charity; the actual amount depends on the size of the questionnaire. The greater the number of people who take part, the more money donated. Charities change on a regular basis and include multinational charities and smaller organisations - just state at the end of the survey which charity you wish to support.

• Belgium
• Netherlands
• Finland
• Denmark
• Norway
• Sweden
• Australia
• New Zealand
• Hong Kong
• Indonesia
• Singapore
• South Korea
• Taiwan

IPSOS Interactive Services is one of the world's leading market research agencies. By joining the iSay research panel, you'll earn points that can be exchanged for High Street vouchers. One of the more active panels - I receive survey requests most weeks from this agency. They are also one of the best for sending out new products to test. Your rewards can build up surprisingly quickly.

Active worldwide but currently actively recruiting in:

• UK
• Canada
• Australia
• Singapore

Contrary to appearances suggested by the name, American Consumer Opinion is made up of consumers worldwide who have agreed to participate in surveys over the Internet. Occasionally, these consumers are asked to participate in mail surveys or telephone surveys, but generally the surveys are all conducted over the Internet.

As a panel member, you will participate in several surveys a year, typically. The average survey will take 10 minutes or so to complete, and the questions are usually easy to answer.

Panel members can expect to receive a "screener" (a short questionnaire) every six weeks or so.

All registered members participate in a monthly drawing to win $250 in cash awards, just for being a member.

If you answer a screener (a short questionnaire), you will be entered into a drawing for cash awards and when you participate in a survey (a longer questionnaire), you will always receive some type of incentive in the form of a free product to test, cash, a check, or a gift.

Incentives typically range in value from $4 to $25, per survey, depending upon the length of the questionnaire and the time it takes to complete it. If a survey is extra long, then the award could be $25 or more. Participants in online focus groups generally receive more than $25.

I've received many payments from this company

PineCone Research doesn't allow you to sign up directly through their site but do occasionally place banner ads around the Internet from time to time inviting new members. This is one of my favourite panels so I'd strongly recommend grabbing the chance whenever you find a banner. If there isn't one above, check back regularly.

Currently recruiting in USA, Canada, UK, France and Germany

Pureprofile have been around since 2000, paying in cash direct to your bank account or via Paypal, rather than vouchers or prizes, for every survey you complete. If you get screened out you can choose between getting a small token payment into your account or entry into the monthly prize draw. This month the prize is $500

They also run periodic promotions. Currently if you start at least 6 paid surveys before April 15 you’ll go straight into a draw to win the sterling equivalent of AU$250

Valued Opinions, pay you for every survey that you complete, with the value of the reward varying from a few cents for taking part in a text poll, to $100 or local equivalent for attending a focus group. When your account balance reaches the threshold for your country (eg £10 in the UK), you can exchange it for a gift voucher for one of a range of well-known high street and Internet shops or a charitable donation. At my most active I was receiving several surveys ever week from this company, earning enough for a payout nearly every month as well as test products.

Currently recruiting in the following countries:

• Australia
• New Zealand
• UK
• USA
• Netherlands
• Hong Kong
• Japan
• Singapore